Personal Finance and Money Stack Exchange
Personal Finance and Money Stack Exchange

Questions tagged [calculation]

A generic tag to understand the calculations in a specific case. Please give out a sample illustration and ask a specific question. Ideally should also be accompanied by specific subject tags like "credit-cards", "savings-account", "index-funds" etc.

530 questions
43
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9 answers

What is the correct answer for percent change when the start amount is zero dollars $0?

Percent change is a very common calculation in finance. It helps us track growth. The formula is: [(y2 - y1)/y1] x 100 = percent change If the start period is $0 (i.e. no money was made in the first period, so y1 is 0), the formula divides by 0,…
user26460
5
votes
2 answers

How to calculate the market capitalization (fair market value) of the Metropolitan Transportation Authority of New York?

I'd like to calculate the fair market capitalization of the Metropolitan Transportation Authority of New York, or learn how to do so of any comparable public interest corporation (ie an entity without the traditional published financials of a…
user3248
4
votes
2 answers

How do I calculate yield-to-maturity (YTM) with a simple handheld calculator?

Is there a way to calculate yield-to-maturity (YTM) using just the payments (not all equal) with just a simple handheld calculator and without using Excel?
The Mysterious
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4
votes
5 answers

If you buy something and sell it later on the same day, how do you calculate 'investment'?

Source: p 603, A Concise Introduction to Logic (12 Ed, 2014) by Patrick Hurley A similar misuse of percentages is committed by businesses and corporations that, for whatever reason, want to make it appear that they have earned less profit than…
user10763
3
votes
3 answers

How do I calculate the starting balance required

Suppose I require a payment of $25,000 per year over 20 years, with an inflation rate of 3%, an earning rate of 5%, a tax rate of 20% and a final balance of $0. What is my starting balance to achieve this? What is the formula to implement this…
Brett G
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3
votes
3 answers

How do I calculate yield-to-maturity (YTM) with a simple handheld calculator for semiannual payments?

what is the formula for YTM for semiannual payments using handheld calculator ?? how can i able to calculate yield to maturity for semiannual bond payments with handheld calculator
Md. Rashed Rony
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3
votes
2 answers

Division of Proceeds from sale of house

I bought a house ten years ago with a friend and I put down the 20% deposit. We have been fighting for years and recently decided to sell the house. We bought the house as joint tenants with right of survivorship. How do we split the profits in…
June Ryan
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2
votes
2 answers

When does a work calendar-month start and end?

This question might sound stupid, but I am unable to find any answer to this. Suppose I am getting paid on 26th Jan, does that mean January started or ended on the 26th? I am building an app that will track the user's pay, but I am kind of confused…
jimma
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2
votes
1 answer

Unequal Loan Repayments

I am struggling with this question below. Present Value = 100000 Interest =12.25% per annum Number of months = 60 Payments =? Payments increase by 15% per annum. Calculate the PMT for all years.
Diketso
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2
votes
1 answer

Is their a formula for calculating Future Value of a series of payments with monthly deposit but annual compounding?

Exactly as the title suggests Is there a formula for the future value of monthly payments with annual compounding? Perhaps approximating the outcome achieved by the following…
Barry Hamilton
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1
vote
1 answer

IRR vs. Interest Rate

I'm working on a project, and I have problems with the understanding of certain areas. I don't understand why the increase in interest rates increases the IRR? Could someone explain this to me?
John
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1
vote
0 answers

S&P 500 eps calculation

I am trying to calculate the eps for S&P 500 in order to validate the data I parsed (I got eps for 430 companies Q3 2022 year). I used different sources: seeking alpha API (is not connected with seeking alpha), marketwatch and FMP (financial…
Mark Khabarov
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0
votes
2 answers

Am I being underpaid by my employer based on my contract?

I have a full time contract for $43.90 per hour, which was calculated to $91,300 annual salary. I am paid twice a month. We work a 9/80 shift, which means 9 hour days so we can have every other Friday off. When I look at my pay stub, the amount I am…
Erin
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0
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2 answers

Determining percentage of property ownership on all cash transaction

I purchased my home in 2006, paying all cash. I owned 100% at this time. My sister wanted to buy into my home and we agreed that she would pay the remodel cost of the portion she wanted to alter so as to have separate but relatively equal spaces…
K. Casey
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0
votes
1 answer

How do I calculate the Present Value of a future amount

I have a requirement to calculate the present value of a future value taking into consideration an interest rate and tax rate. This is to be used in an insurance calculator so I need the answer to be a formula rather than in excel. Given the example…
Brett G
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