Spells do exactly what they say they do
Addressing your second point first, creatures can't get stuck under it because the spell doesn't say so. For a case where creatures can be pinned, you can look at Bones of the Earth, which is explicit about pinning creatures:
If a pillar is prevented from reaching its full height because of a ceiling or other obstacle, a creature on the pillar takes 6d6 bludgeoning damage and is restrained, pinched between the pillar and the obstacle.
Meteor swarm has no such language.
There are many different ways of envisioning what the meteor looks like. Previous editions make clear that spellcasters have some control over the appearance of their spells, so different casters might have different versions of meteor swarm. No matter how it appears, though, it must do what the spell description says, and only what the spell description says.
For example, note that it doesn't say that your targets must be outdoors. This means you can cast the spell in a cave, for example, with the same effects. Maybe it's just particularly powerful, concussive fireballs that appears only a few feet above the ground and falls; that would be consistent with the spell's description.