I usually work in a web design company, but my manager also has his own company. He is a designer basically and he catches the projects with clients and then I do his work during weekends or whenever I have time.
He is very bold. He has no knowledge of programming at all. But I have seen that many times he catches projects which even I don't know how to do.
Last year he got projects in Joomla, Drupal, and Microsoft Sharepoint which I didn't know at the time. I told him that I don't know how to use those. He told me to take my time to learn and then do it. At that time I was thinking that I didn't know what would happen but eventually I finished them all.
He sometimes hands unfinished projects to clients even though he knows that they're not done, but he's not worried because people won't notice at all. If they do notice then he tells me to do it. I sometimes wonder how he is running such a risky business.
I have seen that I, who know programming, am afraid of accepting projects but he, who doesn't know anything doesn't hesitate to accept them.
I'm always too afraid of doing personal projects because I start thinking about what can go wrong. If I did something wrong, then people will sue me. How will I pay the damages? Due to this thinking I was not able to get any projects done from my known clients.
Whenever they ask me if I can do one, I say no. I'm afraid of accepting projects. Even though I have done many projects at work but I worry about it when it comes to me.
What should I do?