Imagine someone bought 100K SPY as a long term investment. Now he wants to hedge against the downside risk of 10% or more. He is considering the following options:
Buy UVXY which is a 1.5X VIX ETF inversely correlated with SPY. If one buys 5K, in case of a 10% SPY crash, one would make ~50% or 2.5K (not sure how to calculate). Pros: No time decay. Cons: Price can drop very fast due to quick SPY upward movement. No exposure to change in volatility. Unpredictable upside.
Buy inverse 3x SPY ETF SPXL. If one buys 5K, in case of a 10% SPY crash, one would make ~30% or 1.5K. Pros: No time decay. Uniform 3x daily return compared to SPY Cons: Price can drop very fast due to quick SPY upward movement. No exposure to change in volatility. Limited upside.
Buy monthly or longer PUT options. If one invests 420 per month or ~5K/year, 10% drop would give 10X or more return Pros: One gets exposure to both change in price and volatility. Cons: OTM put options can lose value quickly due to time decay. ITM calls can be expensive depending on volatility.
Now how can one find out which option is the best and what percentage of investment to put there? Is there any way to backtest different strategies?