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1500 questions
28
votes
7 answers
How much money would I need to feel secure in my job?
I have my first good paying "career" position (I'm 27), but I've heard stories about around 10 years ago when they laid of 60% of the company. I'm worried that this could happen again because I believe another recession may happen sometime in the…
Jared
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28
votes
3 answers
50k job is offering 90k worth of shares. Scam?
This was a job posting on Linkedin, in the software industry.
The rules are that you can sell up to 30k per year. But the job offers 50k (GBP) and it seems that offering shares greatly in excess of the salary is very disproportionate.
I feel like…
speciesUnknown
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28
votes
5 answers
Buying an US ETF from Europe using Interactive Brokers
I am trying to buy an ETF using my account in Interactive Brokers. I am surprised to see that it is not possible. I am living in Europe and trying to buy an ETF in US dollars.
Their response to me:
UK Retail clients are restricted from trading…
bp2010
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28
votes
3 answers
Accountant/ lawyer will not return my call
I have an accountant who is also a lawyer who did my taxes for about 7 years. I received a notice from the IRS for the years that he filed the taxes saying that I owed $5,000. I sent him the notice and could not get him to respond. I called him…
M. Gio
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- 3
28
votes
8 answers
Why does car insurance also insure for injuries rather than only insuring the car itself?
At the very least here in British Columbia car insurance is very expensive because of substantial payments towards injury and rehabilitation compensation. To me this doesn't make much sense, as in theory car insurance and disability/health insurance…
JonathanReez
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27
votes
6 answers
Umlaut Character in Account Holder Name (German Bank)
I sent a payment through international bank transfer to Germany. But, the account holder name has special characters like ö, ä, ü, and etc. In my case, it's ü.
Is there any other words that are equivalent with ü (read: u with umlaut), that in some…
samuel christian
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27
votes
1 answer
Estate with negative net worth
If someone dies with a negative net worth, what happens to the bills and debts that they leave behind? If I am the next of kin, or if I am the estate administrator, am I responsible for the debts?
Assume for the sake of this hypothetical question…
ChrisInEdmonton
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27
votes
7 answers
Where to start with personal finance?
I am married with kids and starting to look hard at savings for retirement, buying a house and sending my kid to college (still a LONG way away).
However, I am completely new to the world of finance and I am wondering where to start. I am thinking…
Josh
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27
votes
2 answers
How far removed from source does one need to be to avoid Insider Trading?
As I tried to research and ponder this question, I couldn't help but wonder:
How many steps (i.e., persons) removed does one need to be from a source of material/non-public information regarding a company to avoid accusations of insider…
theforestecologist
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27
votes
2 answers
Why did I lose 2 cents more than the difference in the stock prices on my Robinhood trade?
I don't understand how stocks work but I'm hoping someone can explain it to me given my short example here.
So on Monday, I purchased 2 stocks priced at $2.50 each, using an app on iOS called Robinhood. It advertises itself as the first free stock…
hack3rfx
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27
votes
5 answers
Multiple loans, multiple payers - how to snowball fairly
My brother and I both have a large sum of student loan debt. I have more than he does and my interest rates are slightly larger as well. We are both attempting to snowball our debt separately. It occurred to me that we may be able to accelerate…
stu
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27
votes
7 answers
What does "building wealth" mean as an investing term?
As far as I know, and from a general perspective, "building wealth" seems identical to the term "making money." I am confused because investing generally isn't about making money in the same sense as one making money for completing a task (although…
Young Investor
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27
votes
4 answers
$7300 medical billing error reported to credit agencies
I opened up a Credit Karma account and noticed a collection in the amount of $7368. It was originated from Eisenhower Medical center. So I called Eisenhower to inquire and after 45 minutes on the phone, Eisenhower billing department had stated she…
Mere Hultz
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27
votes
8 answers
Why do stores and manufacturers use mail in rebates? A scam, or is there a way to use them effectively?
Why do companies use mail in rebates? Are they a scam or is there a way to use them without getting shafted?
I've used mail in rebates before but it seems like a gamble – half the time I end up having to call a "rebate processing centre" a few…
Chris W. Rea
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27
votes
2 answers
Why does it take 3 days to do electronic transfers between banks?
It seems like electronic transfers can take 2 - 3 days to complete. For example, when I ask my online broker to transfer money from my checking account, the money won't actually be available to trade with until the third business day.
Why is this?…
EJoshuaS - Stand with Ukraine
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