related to automobile insurance. There is also a generic insurance tag.
related to automobile insurance. There is also a generic insurance tag.
Questions tagged [car-insurance]
182 questions
28
votes
8 answers
Why does car insurance also insure for injuries rather than only insuring the car itself?
At the very least here in British Columbia car insurance is very expensive because of substantial payments towards injury and rehabilitation compensation. To me this doesn't make much sense, as in theory car insurance and disability/health insurance…
JonathanReez
- 5,842
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9
votes
7 answers
Do I need to add my girlfriend as a driver on my car insurance?
I live in an apartment with my girlfriend and when I request a quote on the car insurance websites it asks me if I'm the only driver in my household. It's my car but she would likely drive it occasionally. She has her own car and insurance that she…
Joe Phillips
- 699
- 2
- 10
- 16
5
votes
1 answer
Car accident, my fault what happens with my insurance?
Today I was involved in a low speed accident. The driver in front was pulling into the roundabout and stalled his car. I hit the vehicle at around 5-10mph.
My question is what happens with regards to insurance, as the vehicle in front has informed…
danyo
- 151
- 2
3
votes
1 answer
Can I cash an auto insurance settlement check?
My Fiancée was in an accident where the other driver was 100% at fault, and we had a witness come forward to support our claim.
We filed a claim with our insurance, paid our deductible and had the car fixed; our insurance told us they would be…
MishL029
- 31
- 2
2
votes
1 answer
Does it ever make sense to buy Uninsured/Underinsured Motorist Insurance?
I can add this to my car insurance for a few bucks a month, but I do not see when this would be needed. So, let's say I get into an accident caused by an uninsured driver. Maybe I suffer severe injuries and damage to my car. Wouldn't my health…
NingNing
- 349
- 1
- 11
1
vote
0 answers
Deciding whether or not to repair hail damage on car
I have a 2012 Subaru Outback. Paid off, 60k miles. Several months ago it was hit by a small hailstorm. There are dozens, if not hundreds, of very small dents in the roof and hood. But, they are so small that they are hard to see. And it's almost…
Dave Johnson
- 31
- 1
1
vote
1 answer
Negotiation with car insurance damage adjuster
Another driver backed into and damaged my car. I have filed the claim with the other driver’s insurance. As the standard protocol, they will come, access the damage and write me a check for the estimated repair cost.
If the reimbursement stops at…
elixir
- 191
- 4
1
vote
1 answer
Motor insurance terms
Recently I have purchase motor insurance which includes following wording:
Except for any person named against this Endorsement in the Schedule,
we will not pay for any claim which arises while your car is being
driven by, or in the charge of…
Syed Ali
- 113
- 3
0
votes
2 answers
Auto insurance on new car
In the market for a new car, looking at my options with Acura TLX. I liked the car and can pay the monthly finance rates but insurance rates seem to be pretty high.
I live in Boston, MA and I obviously expect things to cost a bit above average but I…
Abhi
- 101
0
votes
0 answers
How to truthfully answer auto insurance questions when you don't know the answer?
When shopping around for car insurance it is important to be truthful, but how do you truthfully answer questions you don't know the answer to?
For instance, my current insurer doesn't list claims more than 3 years old, and it doesn't list who the…
user12515
0
votes
2 answers
dealing with vehicle insurance non-renewal notice
After a recent accident claim was resolved, we received a nonrenewal notice from our insurance company. In the letter it says that our insurer will decline to renew our automobile insurance at the end of the term because:
You've had 4 or more…
user12515
-3
votes
1 answer
Adding a car one month into 6 month insurance policy
I added a car one month in to my 6 month car insurance policy and was quoted a new premium of $487 a month. When the payment came due, $588 was taken out of my account. I called the insurance agency and was told that because the policy is a 6 month…
-3
votes
1 answer
How to reduce cost after a car accident at fault and no insurance
There is an at-fault car without insurance (on suspended license) crashed into another car and caused damage to both cars. No injuries.
noob
- 101
- 3