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What is the optimal ratio of used credit to credit limit for your credit score?
Does length of credit history or percent of credit used count for more?
I just read this article and wondering how true it is.
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The answers to this question have lots of useful information and advice. I am recommending closing this question. – Dilip Sarwate Mar 25 '12 at 17:45
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http://money.stackexchange.com/questions/2585/what-is-the-optimal-ratio-of-used-credit-to-credit-limit-for-your-credit-score or this one. – MrChrister Mar 25 '12 at 17:53
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With the amount of information you have shared with us, the answer would be:
around 9%, ideally <= 1%.
It really depends on your specific situation and there is no one answer.
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