With 64GB of DDR4 3200 RAM I can go over 100Gb committed without noticeable slow down under Windows 11 Version (10.0.22621 Build 22621), though I have crashed it at some point. Knowing how much I can push it relates to my question, so feel free to weigh in.
Hardware is Ryzen 3200Gon a MSI B450-A PRO and all SSD drives, except the OS on a NVMe.
Software: Just 2 Bible programs, OpenOffice and LibreOffice (and many documents open), and 7 portable browsers (each for its own general purpose) with multiple tab rows (mainly forums and research, no games). Typical CPU use: 9-13%
Upgrade would cost about $200 if I just add two more 32GB sticks of compatible RAM. Yet Windows rarely crashes due to memory, so I wonder if I can just set a limit on use rather than upgrading.
But please refrain from suggesting closing tabs: It is just more efficient for me to have a large utility truck, so to speak.

