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1500 questions
25
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3 answers
Is there any inherent difference between Visa and Mastercard credit cards?
Are there any inherent differences between a Visa credit card and a Mastercard credit card?
Obviously, there can be huge differences between one Visa card and another. And between one Mastercard and another. But I am wondering about any significant…
ChrisInEdmonton
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Is 0% credit card utilization worse than 1-20% credit card utilization for any reason other than pure statistics?
Much of the information I stumbled accross (including a short article written by an esteemed member of this site) around the internet indicates that having a credit card utilization of 0% is a significant negative impact on one's FICO score. While…
Glorified Plumber
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25
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5 answers
Economic viability of surviving the death of a sole provider leaving a $500k inheritance?
Consider a hypothetical scenario with an 18 year old living in the state of Maryland in the United States, in his freshman year of college studying for a four-year degree in an engineering field. He solely depends on his father (mother is not in the…
Bakna
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25
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Why not speculate at EOY and write the loss off on taxes?
At the end of the year I will owe some money in taxes. Rather than simply pay it, I am considering making a wild bet (with options, for example), in a controlled way such that I can't lose more than I'll owe in taxes.
If I win the bet, I make a…
Ken - Enough about Monica
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24
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My out-of-the-money call options are near expiration and won't sell in the open market. What are my choices?
I had attempted to sell my contracts off today but was unsuccessful. They are currently OTM options and will expire tomorrow. What can I do to minimize loss and why was I unable to sell?
tinthetub
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10 answers
Boutique Investment firm cold called me offering me the chance to purchase stock in a private placement. Legit or scam?
A week ago I got a cold call from someone doing "research about investment experience" which ended with "we might call you if a investment opportunity comes up". A couple of days ago a person from a "boutique investment firm/wealth management…
Karthik T
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24
votes
8 answers
UK Student Loan Repayments
This is something I’ve always wondered about and have never really found a satisfactory answer. Maybe I've misunderstood how student loans work.
I've completed a Uni course (plan 2) after borrowing £27000 for tuition fees, plus £9000 in maintenance…
Neith
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24
votes
5 answers
Options for paying for a nonreturnable leased vehicle
Late last year, my girlfriend's car was stolen and subsequently destroyed. This car was a leased vehicle. For reasons beyond her control‡, the insurance had lapsed a few months prior. The vehicle is due to be returned next month, and the finance…
Drise
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24
votes
3 answers
What does "buyer is maker" mean?
What do "buyer is maker" and "buyer is not maker" mean? If a trade happens where the "buyer is maker", does that mean that the trade happened as buyer bought a share?
I am asking this because at Binance, there is a tag isBuyerMaker describing a…
StatsNoob
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8 answers
Why can more jobs mean more inflation and decreased stock prices? What are other links in the chain to watch out for?
Many news outlets, such as this one (there are many examples), are reporting that the current US stock sell-off is due to a stronger-than-expected jobs report in January and fears of inflation and rising interest rates.
I don't follow the logic, so…
NeutronStar
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24
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12 answers
Is this the proof that Technical Analysis does not work?
If Technical Analysis is working, why is not possible to program a bot to do it automatically?
The bot will be much faster than any human, will not make any numeric error, will not fail due emotions, will work 24/7 and also could analyse thousands…
Enrique
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1 answer
Where to get "Form 1099-MISC" for year 2017? (You’d think this would be easy...)
On the IRS Website for current year, there is "Form 1099-Misc" for 2018. The 2018 form is due by the end of January 2019. If we click Prior Year link, we get forms for 2016.
I need "Form 1099-Misc" for 2017 which is due to be turned in by the end of…
javaandy
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24
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2 answers
Parents want to claim me
I just turned 19 so I'm a legal adult. I moved out of mothers due to neglect and abuse, but still remain somewhat friendly with her. However, she texted wanting to know if she could claim me on her tax returns. I roughly paid around 6K or 5,600 in…
Porixify
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3 answers
If a company that doesn't pay dividends makes a large profit, where does it go?
Does the company have a responsibility to reinvest all of it? Can a company have a lot of money just sitting around? Is that grounds for shareholders to sue? If a company has a lot of money just sitting around, can they opt to give a portion of it…
user2958456
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24
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5 answers
Depositing and withdrawing money from another account to avoid ATM fee
Somebody I know asked to deposit money into my checking account so I could withdraw the money and let the person avoid their ATM fee (we have different banks). I am uncomfortable with doing so. However, I am not sure of the exact reason(s) why this…
TryingToTry
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