Personal Finance and Money Stack Exchange
Personal Finance and Money Stack Exchange

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1500 questions
30
votes
3 answers

What are "preferred" stocks? How are they different from normal (common) stocks?

What are "preferred" stocks? How are they different from normal (common) stocks that you can buy on a stock exchange?
gyurisc
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1 answer

Who is responsible for a dead person's credit card debt?

If a person is dead, who is responsible for their credit card debt incurred during the time they were alive? What if he was pronounced dead at 3:00 PM, and the purchase on their card happens (or get posted) 3:01 PM?
Dylan Czenski
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8 answers

Can a person end up in prison for unpaid debt in the USA?

Many years ago I read in an article like this one about expats trying to leave the United Arab Emirates quickly whenever their job contract was cancelled. The reasons behind this behavior was that: Large purchases (automobiles and houses) and…
user100487
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4 answers

How much does credit score matter?

The higher your credit score, the better. If you ever had the choice of two different credit scores, you are always better off preferring the higher one. However, while the utility of a higher score is always positive, it is not always large.…
Superbest
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6 answers

How does start-up equity end up paying off?

Let's say I invest in a startup, either with money, work, etc. In return I am given a 5% stake in the company, but no salary, benefits, etc. When do I see money related to that 5%? Is it only when they get bought, or is there some sort of quarterly…
Soviero
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4 answers

Why are American Express cards are not as popular as Visa or MasterCard?

For me, AMEX is a preferred choice because I can earn more treat points. But I found that (at least in Malaysia), a lot of merchants are rejecting AMEX card in favor of Visa or MasterCard. Why?
Graviton
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8 answers

What are some creative ways to run up my credit card bill without any cost to me?

I got a new credit card with a very large signup bonus - as long as a minimum amount is spent on the card in the first 3 months. I usually don't go for things like this but in this case the bonus is so large that it's worth the hassle. The amount…
Jer
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5 answers

Does investing in a company support it?

I ask this question in the context of investing in "ethical" companies, as someone I know wants to do in order to support them. My understanding is that when you buy stock, you're just exchanging ownership of the company, and not actually helping…
oadams
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30
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5 answers

Is there a limit on the dollar amount of a personal check?

Is there a limit on the dollar amount of a personal check?
user454
30
votes
6 answers

Sales company wants me to add an affiliate account to my personal bank account — are they trying to scam me?

I applied recently for a Remote Sales Manager position, everything was going cool in the email and they said I got the job. So I’m reading the contract and something seems odd: "During the period of probation the Candidate will be executing…
Zink
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5 answers

Asked for a Western Union postal deposit receipt before visiting a rental property: is this a scam?

I recently responded to an apartment rental ad in Paris that the owner is managing. Flat is attractive but a smidge on the expensive side, not usually scam territory. However, the following email exchange raised a few red flags. The owner purports…
ConferenceGoer
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30
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6 answers

How does this scam work where a potential employer emails me the scan of a check to deposit?

Two weeks ago, my husband lost his job. We NEED money and I used to edit and proofread before my son was born. I put my resume on Indeed and was contacted by a law office in California. After my interview, the hiring manager (or whatever you call…
Beth Price Almeida
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30
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5 answers

Credit card numbers on the back - is it not less secure?

I got a new credit card today (replacing the old one which was worn out) and I noticed something new - all the numbers have now moved to the back of the card, leaving the front empty. Apparently it's been trending for a while now, and I do agree…
Vilx-
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30
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4 answers

What can I do when a vendor will only refund to the same card I used if I have cancelled that card?

I paid for a conference with a credit card (about 10 months in advance before the event). The amount was taken from my card in a few weeks. About 3 months later, I cancelled this credit card as I changed credit card companies (unrelated event). But…
mindlessgreen
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30
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6 answers

Is it a scam if a non-Amazon merchant sends two items from Amazon when I ordered one?

During Cyber Monday I was searching for a specific camera as a gift for a family member. I found it available at a merchant I had not heard of before for around $100, which is $25 cheaper than Amazon. Said merchant uses Paypal for payment…
Nicholas
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