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1500 questions
34
votes
10 answers
Shipped package arrived - didn't order, possible scam?
Two days ago I received a text message from DHL with a link to a DHL track parcel page. I can confirm that it is the official website. I even took the tracking code, and manually went onto the DHL website and entered in the code - and everything…
Ben10
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34
votes
7 answers
Selling a property - multiple offers of same value?
In the U.S., when selling a residential property, is there a rule or law regarding how to handle multiple offers of the exact same monetary amount? Is this the kind of thing that would vary state-by-state?
My family and I made an offer on a…
krb686
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33
votes
3 answers
How do you file taxes earlier than an identity thief?
One of the recommendations to avoid tax return fraud/identity theft is to file your taxes as early as possible:
FTC
Smart Money
Identity Theft Resource Center
USA Today
Notably, the IRS does not include this in their list of recommendations; they…
stannius
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33
votes
12 answers
Why is auto insurance ridiculously overpriced for those who drive few miles?
It's not just one company. The problem is our current driving is something under 4,000 miles/year and the discounts for low driving aren't remotely as big as the difference in mileage.
I don't think my personal situation affects the cost because…
Loren Pechtel
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33
votes
6 answers
Strategies for putting away money for a child's future (college, etc.)?
So my wife and I will be having our first child at the end of the year, and I'm trying to devise a strategy for things like putting money away for the little person now, while I have the time and sleep in me to think about such things.
What are some…
duffbeer703
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33
votes
8 answers
Are services provided to Google employees taxed as income or in any way?
The particular service I want to look at is food (though I think the same ideas should apply to all services). So Let's say that a Google employee spends a dollar on food, purchasing groceries. They got that dollar through working for Google, and…
Retired account
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33
votes
8 answers
I'm thinking of getting a new car ... why shouldn't I LEASE one?
Why is leasing a car a bad idea?
bms2
33
votes
5 answers
Why is half of your IRA Required Minimum Distribution forfeited if you do not make minumum withdrawals by 70.5 years of age?
I do not understand this rule: "IRA confiscates half of your account if you do not make your withdrawals by 70.5 years of age".
Why? What does it mean to make withdrawals? Just to request your money getting transferred to your bank account? or get…
YohanRoth
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33
votes
4 answers
22-year-old inherited 30k from 529 payout - what is the best way to invest?
I recently received the payout of my college 529, about 30k amount. It's been in a mutual fund with a private investor for about six months. It's the same investor my parents use. I recently got my income report back and I made $12 total. I'm…
lll
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33
votes
1 answer
Dividend Payments - Am I entitled?
Suppose I own 100 stocks in a company listed on the LSE. I purchased these shares through an online broker some time around the 1st of November 2016. Looking up the dividend dates of the company using this site I find the following…
Nanor
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33
votes
2 answers
What happened to Home Depot's Stock in 1988?
I was exploring various stocks this morning on Google Finance, and I came across some strange behavior for Home Depot (HD) in 1988. For the entire year, the stock traded incredibly low, and at incredibly high volume. I've seen large spikes in volume…
user45657
33
votes
3 answers
What Is The "Real Estate Loophole"?
I'm seeing a lot of articles this morning about political discussion regarding a "real estate loophole" though none of the articles actually say what this loophole is and the only one that I'm aware of is the mortgage deduction tax benefit. …
whatisthat
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33
votes
11 answers
What warnings would you tell a friend about to enter a multi-level marketing (MLM) business venture?
Imagine you had a friend who was about to join a multi-level marketing (MLM) business, despite your advice to the contrary. Another friend or family member had already convinced them the opportunity is a worthwhile business venture, and you couldn't…
Chris W. Rea
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33
votes
10 answers
Is it possible to make money by getting a mortgage?
I met with a financial advisor for the first time yesterday (trying to get my things in order for retirement). During our meeting he told me a story that sounded pretty impressive, but the more I think about it, the more I don't understand how it…
Rob P.
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33
votes
4 answers
How much life insurance do I need?
What is the best way to determine how much life insurance I need?
travis